Walu Guide

Learn how to use Walu step by step: from your first transaction to budgets, goals, credit cards, and shared spaces.

Create your account

Sign up with email and password, then verify your inbox.

123

1. 1Enter your email (1) and choose a strong password on the registration form.
2. 2Tap Create account (2) to submit the form.
3. 3Open the verification email we sent you and click the link (3) to activate your account.

Your first transaction

Record an expense or income in seconds from any screen.

123

1. 1Tap the floating + button (1) to open the new transaction form.
2. 2Fill in the amount, type (expense/income), account, and category (2).
3. 3Tap Save (3) to record the transaction and see it reflected in your balance.

Accounts

Create and manage your bank accounts, cash, cards, and more.

12

1. 1Tap Add account (1) and choose the type: bank, cash, card, savings, or investment.
2. 2Fill in name, opening balance, and currency, then save (2) to see the account in your list.

Categories

Organise income and expenses with your own categories and icons.

12

1. 1Tap Add category (1) and choose whether it is income or expense, then set name, icon, and colour.
2. 2Save (2) to use the category when recording transactions; create subcategories from the parent category card.

Tags

Label transactions with coloured tags to filter later.

12

1. 1Tap Add tag (1), type a name, and choose a colour.
2. 2Save (2) and assign the tag to transactions from the transaction form.

Transactions

Record, filter, and manage all your financial movements.

123

1. 1Use the filters (1) to narrow down by date, category, account, type, or tags.
2. 2Click a row (2) to edit, or select several and use bulk actions to delete or recategorise.
3. 3Tap the + button (3) to record a new transaction from this screen.

Budgets

Control spending by category with a visual traffic light.

12

1. 1Tap a budget (1) to see progress by category: green < 70 %, yellow up to 100 %, red when exceeded.
2. 2Tap the edit icon (2) to adjust the limit and enable rollover per category from the budget form.

Goals

Set savings targets and track your progress.

12

1. 1Tap a goal (1) to see progress and the amount saved vs. the target.
2. 2Tap Contribute (2) to record a contribution and update the goal progress.

Dashboard

Your financial snapshot at a glance: KPIs, charts, and alerts.

123

1. 1Use the period selector (1) and the < > arrows to navigate between weeks, months, or years.
2. 2Review the KPIs and charts (2): income, expenses, net balance, and spending by category.
3. 3Read the alerts (3) to spot low balances, exceeded budgets, or pending transactions.

Net Worth

Track your wealth evolution: assets minus liabilities.

12

1. 1View the evolution chart (1) showing your net worth month by month.
2. 2Review the breakdown (2) with total assets (bank, savings, investment) minus liabilities (credit cards).

Timeline

Compare two periods to see how your finances evolve.

12

1. 1Choose the two periods to compare (1) with the date selector.
2. 2Analyse the income and expense bars (2) to identify differences between periods.

Merchants

Discover where you spend most with the merchant ranking.

12

1. 1Review the merchant ranking (1) sorted by total spent in the selected period.
2. 2Tap a merchant (2) to see all transactions associated with that place.

Reminders

Create alerts so you never miss a payment or important date.

12

1. 1Tap Add reminder (1) and set the name, date, and frequency.
2. 2Review the list (2) to edit, mark as done, or delete existing reminders.

Import / Export

Migrate data from your bank or export for backup.

12

1. 1Tap Import (1) to upload a CSV, OFX, or YNAB file and map columns in the wizard.
2. 2Tap Export (2) to download your transactions as CSV (Free) or XLSX (Pro).

Settings

Configure language, theme, currency, and account data.

12

1. 1Adjust name, language, primary currency, and theme (light/dark/system) in the General tab (1).
2. 2Manage your subscription, change your password, or delete your account from the Billing and Data tabs (2).

Credit Cards

Track your debt, available credit, and instalments per card.

12

1. 1Review the current period summary (1): total due, due date, and available credit.
2. 2Scroll down (2) to see active instalments and charges for the closing period.

Recurring

Automate expenses and income that repeat on a schedule.

12

1. 1Tap Add (1) and set amount, category, account, frequency, and start date.
2. 2Enable or pause each recurring entry from the list (2); the system generates transactions automatically.

Shared Spaces

Share your finances with your family or partner (Pro).

12

1. 1Tap Create space (1), give it a name, and invite members by email.
2. 2Choose each member's role in the list (2): Editor can add transactions, Viewer can only view.

Projects

Group expenses by project: trips, renovations, events (Pro).

12

1. 1Tap Create project (1), enter a name and an optional budget limit.
2. 2Link transactions to the project (2) from the transaction form or from the project view.